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Joy Willis
Licensed Broker & Senior Field Underwriter
About Joy
Life insurance is more than policies and premiums—it’s about protecting the people you love. As a licensed agent with years of experience and over 10,000 client consultations, I’m dedicated to helping families secure their futures.
I know insurance isn’t top of mind on good days, but it’s essential for life’s challenges. That’s why I work with the nation’s top A+ rated carriers to find the best coverage for your needs and budget—giving you peace of mind at the best value.
When you choose me, you’re not just getting an agent for today—you’re gaining a trusted advocate for life. I treat every client like family because that’s what you become.
Let’s create a plan to protect what matters most to you.
Types of Life Insurance
FINAL EXPENSE
Final Expense Burial Life Insurance is used to help people pay for funeral, burial, and cremation expenses when their day comes. A lot of seniors use final expense to make sure their families don't come out of pocket when they pass away.
MORTGAGE PROTECTION
Mortgage Protection Life Insurance is used to help the owners of the home pay off the house for their surviving spouse or children in the event of a death or disability. A lot of clients use this to protect their greatest asset: their home.
INCOME REPLACEMENT
Income Replacement Life Insurance is used to protect someone's salary for their family. If they pass away prematurely, their family will receive their income for the next 5 or 10 years to make sure the family's standard of living is the same.
RETIREMENT PROTECTION
Retirement Protection Life Insurance is using Fixed Indexed Annuities to protect clients 401K's, IRAs, and managed accounts, from downside risk. We can also use this insurance vehicle to generate an income for our clients for life.
TAX-FREE RETIREMENT
Tax-Free Retirement Creation uses Indexed Universal Life insurance policies to generate a retirement plan for those who are self employed or do not have a retirement plan in place. Using IULs, you can protect your cash value from downside risk while participating in gains.
INFINITE BANKING
Infinite Banking Life Insurance uses traditional Whole Life insurance policies with dividends to allow you to outperform a bank. The interest in dividends pay more than leaving money in any checking or savings accounts. A lot of clients use this to become financially free.
Licenses and Credentials
National Producer #:
What Clients Are Saying About Joy
Ashley I.
"If it wasn't for Joy, I wouldn't be able to sleep comfortably at night. I've been putting this off for so long. Joy made the process of getting insurance so seamless and comfortable. I highly recommend Joy to anyone!"
Michelle B.
"I've met with 5 other agents and none of them were able to get me insured. Thankfully Joy called, because I was able to get qualified immediately! Since Joy works with many companies, I was able to get something for my family."
Christina B.
"Joy was the nicest and most professional agent I've dealt with while shopping for insurance. I was initially nervous about buying insurance over the phone, but Joy made it so easy for me to get insurance to protect my kids."
Bryan T.
The previous agent showed me something that was twice as expensive as what Joy showed me. I was so turned off by the previous agent, but I decided to give it one more shot and I'm glad I did Joy got me approved and covered the same day we spoke on the phone.
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